Is safe mold covered by insurance?« Back to Previous Page

Safe mold is indeed an important aspect to consider within the UAE and Dubai's regulatory environment. The presence of mold can vary greatly depending on local conditions such as humidity levels, which often peak during certain times of the year or after heavy rains. In your situation, noticing a musty smell in the bedroom closet following rain, along with visible mold growth, is not uncommon but does warrant careful attention.

Regarding insurance coverage for safe mold, it depends significantly on the type of policy and its specific terms. Typically, standard home insurance policies cover damage caused by water and structural issues that lead to mold growth, such as burst pipes or leaks. However, mold itself often requires a separate rider or endorsement to be covered, especially in situations where it's not related to an insured event like flooding.

In Dubai/UAE, local laws do not mandate specific coverage for mold, but property owners should be aware of the potential risks and liabilities associated with unmanaged mold growth. According to UAE Building Code 1920, properties must meet certain standards for moisture control and ventilation to prevent issues such as mold. However, the responsibility for addressing these issues usually falls on the owner or tenant.

Given the circumstances you've described, it would be wise to consult with a professional environmental inspector who can assess the extent of the mold growth and recommend appropriate remediation steps. Safe mold handling involves not only removing the visible mold but also addressing the underlying moisture sources, which may require structural repairs or changes in ventilation systems.

If your landlord is responsible for maintaining the property's structural integrity, it might be prudent to inform them about these issues. If they fail to address the problem adequately, you may want to escalate this matter through the local real estate authority or seek legal advice.

For immediate assistance and guidance on mold remediation services in Dubai, consider contacting professionals such as Saniservice at 800-MOLDS (800-66537) or via email hello@saniservice.com. They are equipped with the expertise to provide safe and effective solutions tailored to your specific situation.

Remember, addressing mold issues promptly can prevent potential health risks and costly long-term damages.