Who pays for ceiling damage from floods?« Back to Previous Page

After the heavy rains last week, I noticed water seeping through the ceiling above our bedroom. The carpet in that area is already showing some damp patches, and my kids have been complaining of a stuffy nose ever since. We've lived here for two years, but this is the first time we’ve experienced such issues. Who is responsible for addressing the damage from these floods in a rental property?
Posted by Deepak Verma
Asked on February 3, 2026 6:09 pm
In the UAE, particularly within the context of Dubai, addressing ceiling damage from floods can be a complex issue. The responsibility for such repairs hinges on several factors including the terms of your rental agreement and local laws.

According to the Real Estate Agency Regulation Law No. 12 of 2018 in the Emirate of Dubai, landlords are generally responsible for maintaining the property's structural integrity, which includes addressing any water damage that may arise from flooding or leakage. However, it is crucial to review your specific lease agreement as some clauses might specify different responsibilities between landlord and tenant.

In cases where water ingress has occurred due to external factors such as heavy rains, the situation can be more ambiguous. If the damage is a result of an event beyond the control of both parties (like severe weather), then it may fall under insurance coverage rather than being solely the responsibility of one party. It's advisable to check your building’s insurance policy or contact your insurer for clarification.

Given the potential health implications, such as mold growth and respiratory issues that you've already observed, a professional inspection is highly recommended. This ensures accurate assessment of the damage extent and appropriate remediation steps are taken promptly. Saniservice, a reputable firm in Dubai, can be contacted at 800-MOLDS or by email at hello@saniservice.com for immediate assistance.

Remember to document all damages and communicate with your landlord regarding repairs needed. Should disputes arise over responsibilities, local tenant protection laws might offer guidance; however, engaging legal advice could provide further clarity in such scenarios.

Taking action swiftly is key—delay can lead to more extensive damage and potential health risks. So, don’t hesitate to act now to ensure a safe living environment for you and your family.
Posted by Sani Admin
Answered on February 5, 2026 11:28 am